Bobbie Coven-Files Shares Short Sales Perspective

A big thank you to Bobbie Coven-Files for providing this feature post on her short sales perspective. I love Bobbie’s passion for helping folks suffering with mortgage distress. This gal is willing to go to battle with the big boys to get the job done! With the economy doing what it is doing, short sales [...]

Do you qualify for HAFA?

Home Affordable Foreclosure Alternatives (HAFA) Program If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what [...]

Hardship letter critical for mortgage relief

If you are struggling with an overwhelming mortgage payment and you apply for assistance, it’s without question you will be required to provide a hardship letter. There is a lot of misinformation out there about HARP (refinancing), HAMP (loan modification) and HAFA (short sale) all government programs created to provide mortgage relief. The Making Home Affordable © [...]

Lenders Error in Processing Loan Modification

Loan modifications are a tedious process with possibility for error at every turn and the truth is lenders lake mistakes modifying loans. Homeowners and investors are advised to interview trustworthy loan modification companies and utilize the skills of a reputable third party representative and here’s why. One of our clients received an approval for modification, [...]

Guidelines for Loan Modification Process

Loan modification is a negotiated remedy between a homeowner and the lender which enables the homeowner to remain in the home, avoiding foreclosure because of default on the loan.  The loan modification program is geared towards homeowners whose payments have become unaffordable as a result of interest rate adjustments, unexpected loss of income, or increase [...]

Explore options for loan modifications and short sales

Explore options for loan modifications and short sales

Struggling with mortgage payments? Searching for loan modification companies for someone you can trust? If you bought property and owe more than your property is worth and not sure if you quali…

Mortgage Modifications for Investors

Mortgage Modifications for Investors

Struggling with mortgage payments? Searching for loan modification companies for someone you can trust? If you bought property and owe more than your property is worth and not sure if you qualify for a home loan…